• Get In Touch

    Gordon-Conwell Theological Seminary

    Financial Aid Office
    130 Essex Street
    South Hamilton, MA 01982
    (978) 646-4018
    Hours: 8:00 a.m. - 4:30 p.m. M-F

    Student Accounts Office
    130 Essex St.
    South Hamilton, MA 01982
    (978) 646-4049
    Fax: (978) 646-4601

    Fall and Spring Hours:
    Closed Daily for Lunch 1:00pm-2:00pm
    Closed Wednesdays for Chapel 11:00am-12:15pm

    Summer Hours:
    Monday-Thursday: 9:00am-3:30pm
    Closed for Lunch: 1:00pm-2:00pm
    Friday: Closed

  • Affordability Brochure »

    Learn how real students paid for seminary.

How Do I Apply for a Student Loan?

Once you are admitted to a Master's degree program, you may apply for a student loan. Review the general eligibility requirements for loans at Charlotte-Student-Loans. To apply for financial aid, follow the steps outlined below.


Step 1:

Complete the Free Application for Federal Student Aid (FAFSA) here. Use this link to file a FAFSA for the first time or a renewal. The school code for Gordon-Conwell is E00722

For help creating a FSA ID for the first time, see FSA ID 101.


Step 2:

Complete the Gordon-Conwell Financial Aid Application.


Please note: Scholarship deadlines may be different from FAFSA and GCTS Financial Aid deadlines. Review scholarship information and application deadlines at  Charlotte-Scholarships-and-Grants.


Step 3:

Address any items that are missing or need correction on your FAFSA. Answer any questions from the Financial Aid Office about your GCTS Financial Aid Application. Financial Aid staff can not make any determination until both are complete.


Step 4:

Let the Financial Aid Office know if any information on your application changes including course load, scholarships, or outside support.

You will need to complete a FAFSA and Gordon-Conwell Financial Aid Application for every academic year in which you want to investigate financial aid.

What Happens Next?

The Financial Aid Office Reviews Your Completed Application

Financial Aid staff will review your submitted FAFSA and GCTS Financial Aid Application and determine your financial aid eligibility. They will be in touch with you if there are any outstanding issues that need to be resolved before they can make a determination. Answering quickly helps the Financial Aid staff keep the process moving for you.

>  You Receive a Financial Aid Decision

After making determinations, the Financial Aid staff email award letters to eligible students. Most students receive an award letter by the first week in June for the following fall semester. Students who submit applications after standard deadlines will receive award letters on a rolling basis.

You Return Your Award Letter

If you receive a Financial Aid Award Letter, you will need to review the letter, decide what you would like to do, and return the Award Acceptance Statement to the Financial Aid Office.

You have the choice to accept or decline any award. For example, you could accept a scholarship and decline a loan. Or you could accept a smaller loan amount than what was offered.

>  Appeal Process

If you feel that the financial aid decision does not accurately reflect your need, you may request a review. Please note that the seminary must adhere to all federal regulations and GCTS policies when determining financial aid.

Your request must be in writing and clearly state your reasons for the appeal. An appeal does not guarantee additional assistance and appeals are not reviewed until well after the semester begins. Therefore, your education plans should be made on the basis of the original decision.

>  A Reminder

Students are primarily responsible for financing their cost of attendance at Gordon-Conwell Theological Seminary. Students seeking financial assistance must make every reasonable effort to adjust their lifestyles and spending practices to minimize their expenses while attending seminary. In addition, the student must consider spending a portion of savings and assets, pursuing support from family, home congregations, or denominations, and be willing to pursue part-time employment to cover their cost of attendance.